Important News


Xactus Acquires Mortgage Credit Link™ (MCL); Introduces New Brand XedaLink

The smarter way to power your mortgage credit verification

The smarter way to power your mortgage credit verification


XedaLink is a web-based order fulfillment hub that streamlines credit and verification data ordering from application to closing. Contact us to get started with XedaLink.

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Simple, flexible, easy-to-use credit and verification ordering platform

Simple, flexible, easy-to-use credit and verification ordering platform


Accelerate every order


Speed up ordering and reordering by tapping into a network of trusted credit resellers and verification providers, all in one place.

Strengthen security and reduce risk


Protect borrower data with secure, compliant workflows including multifactor authentication, PCI compliance, and intelligent ordering limits.

Automate workflows and scale seamlessly


Speed up ordering and reordering by tapping into a network of trusted credit resellers and verification providers, all in one place.

Streamline credit and
verification data ordering

Streamline credit and
verification data ordering


With XedaLink, you can reorder frozen credit files in a click, generate invoices for all loan costs, and customize credit report layouts, all through an intuitive interface and powerful tools connected by a single, secure API.

Why lenders choose
XedaLink

Why lenders choose
XedaLink


Powerful tools and seamless integrations that help lenders move faster, reduce risk, and deliver better outcomes.

Flexible verification power


Access a nationwide network of trusted CRAs offering customizable credit and verification solutions.

Plug-and-play ordering hub


Easily place and manage orders through an intuitive centralized interface.

Seamless system integration


Connect instantly with LOS, POS and AUS systems through frictionless APls.

Advanced tools for smarter decisions


Strengthen decisions with real-time reporting and automated actions.

Reliable, scalable performance


Built for uptime, fast processing and growing verification demand.

Innovation that drives efficiency


Reduce costs, cut errors and accelerate workflows.

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Everything you need to strengthen your mortgage lending business




Mortgage lenders often face disconnected credit and verification processes that slow pipelines, create errors, and complicate compliance. XedaLink unifies it all, turning fragmented workflows into one powerful, connected system.

Reorder frozen infiles, merge or unmerge borrowers, and complete Consumer Explanation Letters electronically.


Access real-time billing and order activity across all products and services.


Manage hard pulls, prequalifications, preapprovals, andmore with a single credential.

Simplify operations with automation and integrations




XedaLink connects seamlessly to the tools and partners your mortgage lending business relies on, streamlining workflows from application to funding.

Automate manual tasks to eliminate repetitive work and reduce errors.


Stay connected with integrations to hundreds of LOS partners.


Use a single, easy-to-integrate API that scales with your business.